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Individual Dental Insurance

Ameritas dental insurance plans feature NEXT-DAY coverage, no waiting periods on most plans and no enrollment fees.


See How We Can Make a Difference For You...

 

What do you get with a Dental Insurance Plan?

Dental insurance plans offer a fantastic way to cut costs by focusing on preventive care! Embracing good dental habits, enjoying a balanced diet, and keeping up with regular check-ups can dramatically reduce the chances of needing pricey restorative treatments. Even with insurance coverage and shared costs, these extensive procedures can still hit your wallet hard. So why not make the most of your plan and keep those dental expenses in check? 



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Low-Cost Routine Dental Cleanings & Care

Overall health and wellbeing is tied to dental health and hygiene. Dental Insurance helps you stay healthy with affordable regular cleanings and check-ups.
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Coverage for Dental Procedures

Dental plans will include essentials like oral exams, cleanings, fillings, and X-rays—so you can keep your smile dazzling without breaking the bank!
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Exclusive Dental Plans

Check out our custom dental plans from Ameritas that you can only find on The CBC Health Insurance Marketplace for Costco members



How do Dental Plan Types Differ?


Plan Type Dentist Choice Out-of-Pocket Cost
DPPO Fewer Limitations: You’re not limited to in-network dentists, but choosing a DPPO in-network provider will give you the lowest out-of-pocket costs. Coinsurance: Pay a fixed percentage for procedures. You may have a deductible and a maximum.
HMO (Prepaid Plan) Limited Network: You must select a single dentist or facility, and out-of-network procedures won’t be covered. Copayment: You pay a set copayment for designated procedures. Typically no deductible or maximum.

 

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Note: PPO plans are underwritten by Ameritas Life Insurance Corp. (Ameritas Life - click here to view the Ameritas Underwriting Disclosure). Dental, vision and hearing care products (9000 Rev. 07-23 for Group and 9000 Rev.10-22 for Individual, dates may vary by state) are issued by Ameritas Life. The Dental and Vision Networks are not available in RI. In Texas, our dental network and plans are referred to as the Ameritas Dental Network. For WV residents, view the access plan as required by the Health Benefit Plan Network Access and Adequacy Act.  Ameritas and the bison design are service marks or registered service marks of Ameritas Life, affiliate Ameritas Holding Company or Ameritas Mutual Holding Company. © 2025 Ameritas Mutual Holding Company.

 

Typical Dental Plan Coverages

Most dental plans include coverage for preventive dental services, basic dental services and major dental services including but not limited to:

 

 

Dental Insurance FAQs


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Give us a call at (855) 332-3821, click on the chat widget or send us an email.
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