Affordable Dental Insurance Plans for Individuals & Families
Enter your zip code below to get a free Dental Insurance quote.
What do you get with a Dental Insurance Plan?
Dental insurance plans offer a fantastic way to cut costs by focusing on preventive care! Embracing good dental habits, enjoying a balanced diet, and keeping up with regular check-ups can dramatically reduce the chances of needing pricey restorative treatments. Even with insurance coverage and shared costs, these extensive procedures can still hit your wallet hard. So why not make the most of your plan and keep those dental expenses in check?

Low-Cost Routine Dental Cleanings & Care
Overall health and wellbeing is tied to dental health and hygiene. Dental Insurance helps you stay healthy with affordable regular cleanings and check-ups.
Coverage for Dental Procedures
Dental plans will include essentials like oral exams, cleanings, fillings, and X-rays—so you can keep your smile dazzling without breaking the bank!
Exclusive Dental Plans
Check out our custom dental plans from Ameritas that you can only find on The CBC Health Insurance Marketplace for Costco members
What we bring to the table for Individual Dental Insurance.The CBC Health Insurance Marketplace for Costco members provides you access to dental plan options with unique plans designed for Costco members as well as bundled insurance options with certain medical plans. |
|
|
|
Get A Quote |
Ameritas Dental Insurance for Individuals
Ameritas Dental Insurance for Individuals & Families
The CBC Health Insurance Marketplace for Costco members has partnered with Ameritas to offer a suite of dental plans found nowhere else. Unique plan benefits include next day coverage, no waiting period, and credit for prior coverage. Three diverse Ameritas dental insurance plan options provide members with options to suit their needs.
Learn More

How do Dental Plan Types Differ?
Shop Dental Plans
|
Note: PPO plans are underwritten by Ameritas Life Insurance Corp. (Ameritas Life - click here to view the Ameritas Underwriting Disclosure). Dental, vision and hearing care products (9000 Rev. 07-23 for Group and 9000 Rev.10-22 for Individual, dates may vary by state) are issued by Ameritas Life. The Dental and Vision Networks are not available in RI. In Texas, our dental network and plans are referred to as the Ameritas Dental Network. For WV residents, view the access plan as required by the Health Benefit Plan Network Access and Adequacy Act. Ameritas and the bison design are service marks or registered service marks of Ameritas Life, affiliate Ameritas Holding Company or Ameritas Mutual Holding Company. © 2025 Ameritas Mutual Holding Company.
Typical Dental Plan Coverages
Most dental plans include coverage for preventive dental services, basic dental services and major dental services including but not limited to:
![]() Preventive Care |
- Cleaning - Routine office visits |
![]() Restorative Care |
- Fillings - Crowns |
![]() Endodontics |
- Root Canals |
![]() Oral Surgery |
- Tooth removal and minor surgical procedures such as tissue biopsy and drainage of minor oral infections |
![]() Periodontics |
- Scaling - Root planing - Management of acute infections or lesions |
![]() Prosthodontics |
- Dentures - Bridges |
Dental Insurance FAQs
-
Is dental insurance worth it?
AnswerDental insurance is valuable because it promotes early, effective care and can reduce your costs. It also helps prevent issues that might affect your overall health. To find the best plan for you, consider your specific oral health needs and budget. -
How do I get affordable dental insurance?
Answer- Assess Your Needs: Figure out what dental coverage you require, like routine check-ups and preventive care.
- Research Options: Look into different dental insurance plans available in your area.
- Compare Plans: Evaluate the benefits and costs of various plans.
- The CBC Health Insurance Marketplace for Costco members: Review exclusive plans only available to Costco members.
- Review Details: Carefully check the plan documents for coverage specifics, exclusions, waiting periods, and limitations.
- Enroll: Choose the plan that fits your needs and enroll through CostcoQuote directly!
-
Should I buy dental insurance?
AnswerIf you're without dental coverage, consider whether buying a policy is worth it for you. Compare the cost of a dental plan with your typical annual dental expenses, like cleanings, X-rays, and fillings. Check if the premium fits your budget and remember you might be able to deduct these costs on your taxes. Evaluate your dental health too—if you have a history of issues, coverage could provide peace of mind. Note that Medicare doesn’t cover dental work unless it’s medically necessary. -
Can I buy dental insurance without health insurance?
AnswerYes, you can buy dental insurance independently of health insurance. Stand-alone dental plans are available for covering routine care like cleanings and fillings. Research different options and consider your dental needs when choosing a plan.