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Small Business Vision Insurance

Clear vision, clear success: Ameritas vision for small businesses! Click below to get a vision insurance quote.         


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Vision insurance plans

The Ameritas small business vision insurance plans for Costco members are powered by the VSP Choice Network. The Ameritas Vision plans can be used at Costco Optical. All plans include coverage for eye exams and eyewear such as glasses or contact lenses. Depending on the plan you choose, benefits are available every year or every other year. 

 

VSP is committed to providing accessible, premium eye care plans customized to individual needs, thereby enhancing visual well-being nationwide. Serving over 48 million members, equating to one in seven Americans, VSP prioritizes preventive measures such as vision exams. 

 

In alignment with CDC guidelines, the VSP Eye Health Management Program concentrates on the early detection and management of conditions like diabetes. Utilizing their broad network of eye care professionals and proprietary HIT platform, VSP monitors patients for early indications of various health concerns while maintaining strict HIPAA compliance. Through collaborative data sharing with health plans, VSPs facilitate proactive health management. 


  VSP Post Enrollment Employee Brochure

VSP savings chart comparing costs of treatment with and without vision insurance

Network Savings

The Ameritas small business vision insurance plans for Costco members include access to VSP network savings on exams and eyewear. Find network providers near you and start maximizing your savings today.

Find an Eye Doctor Near Me | Optometrists & Ophthalmologists (vsp.com) Select the Choice Network



 

Woman Holding up her new Glasses and smiling

Benefits of Annual Eye Exams:


Additional Savings


The VSP network provides additional savings on eyewear and laser vision correction.


Benefit VSP Vision Savings
Amount Exceeding Retail Frame Allowance 20% off
Additional Prescription Glasses 20-30% off*
Non-Prescription sunglasses 20-30% off*
Additional Savings Select a featured frame brand and get an extra $20-$40 or more to spend
LASIK or PRK Laser Vision Correction 15% Average off retail, 5% off promotional price at VSP contracted facilities
Retinal Screening Member Cost $39 or Less
Lens Options and Coatings Lens options are not covered by these plans. When you visit a network provider, you'll get discounts on a variety of lens options. See member costs below.
Standard Polycarbonate (impact resistant) $0 Child, $33 Adult
Tints & Dyes (except pink 1 & 2) $15-$17
Photochromatic (light-to-dark tinting) $31-$82
Scratch Resistant $17-$33
Anti Reflective (anti-glare) $43-$85
Ultraviolet $16

Savings are based on applicable laws, reduced costs may vary by doctor location.
*30% off if purchased the same day as WellVision exam; 20% off if purchased within 12 months of the exam

 

Shop VSP Vision Plans

 

 

Ameritas Vision FAQs


  • I don't wear glasses and can see fine. Why do I need vision coverage?

    Answer
    Getting an eye exam isn't just about reading glasses. It's also about your health. An eye exam can detect eye health problems like glaucoma or cataracts, but it may also help identify signs of serious diseases, like high blood pressure, diabetes and high cholesterol.
  • My child gets a vision screening at school, so there's no need for an eye exam right?

    Answer
    A vision screening does not take the place of a comprehensive eye exam. School screenings generally check for color blindness and your child's ability to see far away. A comprehensive exam will evaluate the entire structure of the eye and allow the doctor to view nerves and blood vessels - small windows into your child's overall health. Eye doctors will also check for farsightedness, which is more common in younger children.
  • Can I use FSA or HSA funds after my vision benefit is applied?

    Answer
    Yes. A Flexible Spending Account (FSA) or Health Savings Account (HSA) can be used to pay for out-of-pocket vision expenses.
  • What is Ameritas' relationship with VSP?

    Answer
    VSP is one of the largest vision care companies in the world. They have relied on Ameritas as a trusted partner for decades. Ameritas handles vision plan administration and underwriting. VSP provides customer service and manages the provider networks.
  • Can’t find the answer to your question?
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